Are all closing costs around the same amount?
You can structure a loan without closing costs by getting a lender credit.Please feel fee to call me at 404-964-6890 and I will explain this. I am a local mortgage broker. My name is Barry Elam. You can reach me at the office during the week at 770-995-8078.

What refinance rate can I get with my credit?
Yes you can. Call me at 770-995-8078. Barry Elam Northstar Mortgage, Suwanee, Ga.

After being out of work after being out for several years, how long do I need to show for employment history?
two years typically, but less in some cases. Call me at 470-253-8288.I am a Georgia broker. Barry Elam Harbor Mortgage

What is the lowest down payment requirement loan in Georgia?
Depends on the type of loan. 0 down on USDA and VA.1% down on some conventional. Call me at 470-253-8288 Barry ElamHarbor Mortgage, Cumming, Ga.

What is the benefit of being a first time home buyer?
Lower down payment. I can do a no money down loan in Mulberry. CallBarry Elam, Harbor Mortgage 470-253-8288

does 1/2 of a duplex qualify for usda loan
No, It must be a single family residence. I am a local lender that can get USDA loansdone fast in Georgia. Call me at 470-253-8288. Barry Elam, Harbor MortgageCumming, GA.