Can I refinance an investment property with HARP?
Yes, you can refinance your investment property as long as it is Fannie or Freddie backed and there is no minimum credit score required. Let me know if I can help. Adam 949.279.4043

can a lender process my loan and without verifying my w2 since the IRS is non responsive or is this a legal issue
I am not aware of any Lender that will fund a loan without verifying you transcripts with the IRS. That being said I think they can process the loan all the way through but will not fund without the transcripts verified.

HOW MANY YEARS AFTER BK CAN I GET A CONVENTIONAL LOAN?
Dorothy,We have the ability to do 1 day out of BK with some of our Portfolio products. Contact me if you would like more information.adam.rummel@banchomeloans.comAdam Rummel