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Walt Terry's Blog


Benefits IN USDA Program
Updated Apr. 24, 2015
Arkansas Homebuyers See Benefits In USDA Program. The USDA (United States Department of Agriculture) mortgage program was created for low income families looking to buy a home in rural areas. This program has become more and more popular in states like Arkansas and other places in the country in recent years,...
Arkansas Home Sales Rise
Updated Oct. 9, 2013
The Arkansas Realtors Association released a report yesterday that indicates that home sales in Arkansas are up about 20% compared to the same time last year. The report shows that there were 2,401 homes sold last month in the state.. This is a good sign for the state when comes to housing. The most encouraging thing...
Applications up, rates down
Updated Oct. 9, 2013
As we move into October, mortgage apps are on the increase, according to the Mortgage Bankers Association (MBA). The MBA Market Composite Index, a measure of mortgage loan application volume, increased 9.3 percent in late September on a seasonally adjusted basis. On an unadjusted basis, the Index increased 9.2...
USDA Mortgage
Updated Apr. 24, 2015
The USDA Mortgage is on of last 100% loan products available. Although it does now have monthly mortgage insurance it is still much lower compared to other mortgage products with MI. Besides having no down payment and low MI the loan products also allows the seller on a purchase to pay up to 6% of the loan amount...
Homeowner Assistance Still Not Working
Updated Oct. 9, 2013
Remember the Hardest Hit Fund? Yeah, I didn't think so. In brief the program was started back in 2010 to provide assistance to unemployed homeowners and help them avoid foreclosure. $7.6 billion worth of funds were allocated to the program. As the L.A. Times reported back in March, the program has thus far failed...

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