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ALLEN PERRY's Answers


Omly have 1 year of W 2's
I agree with R Glover below. The easy answer is yes you can get a loan. But in reality we all need to know more about your situation. Once we know your situation regarding your historical employment weather or not you have an ownership interest in your family business; we can better structure a loan to meet...
I got an Adjustable Rate Mortage (ARM) on my house a year ago. Did I screw up?
No, you did not. The loan most likely does not have a prepayment penalty so if you reall are concerned about the rate adjusting you can refiiance into a thiry year fixed rate loan. However, if you plan on staying in your home for only 5 - 7 years did I believe you made the correct choice in choosing an...
I want to finance a mortgage with my parents and not a bank.
Yes, you can go through any major title and escrow company like First American, Fidelity and others and tell them you want to set up a private party note and deed of trust between you and your parents. They will set it up for a small fee. In some cases thay can even service the loan. That will be importnant if...
Can I get a 5% down payment Jumbo Loan with 680 credit score?
We can do an FHA jumbo loan for you with just 3.5% down. We can close your loan before year end. If you are truly interested in getting this loan done call me at 888-842-7296 and I will discuss the details with you.
Best refinance option with no PMI
I can go up to 90% with no mi on a 30 year fixed rate loan. Please call me at 888-842-7296. Al Perry-Alton Lending
jumbo VA eligible with 682 fico score?
We can do 100% financing on a VA loan. This loan will not have mortgage insurance payments. You are better off keeping your down payment money for closing costs and moving expenses. Please call me at 888-842-7296.

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