My lender is pulling my credit again is that normal?
Yes, it is normal. Lender underwriting guidelines require that all borrower information be no older than 60 days at the time of funding the loan so they need new credit info and income docs such as paystubs, etc.Keep in mind that you may be able to get a better rate now as rates may have improved from when...

What are the big changes to HARP?
Hi,While you do have a high FICO, your LTV may be limiting your options. Your LTV means that the lender would have no collateral to protect their investment/loan in case of foreclosure. When the market was manic, some lenders had special programs but I can't image you being able to better your...