Getting a Name off a loan without a refinance
You have not mentioned what type of loan you have. If your loan is an adjustable rate loan that is not currently in a fixed rate period, the loan may be assumeable. You may want to contact the loan servicing department of your lender if you meet these requirements and request a loan assumption package. ...

Credit scores and other questions
Everyone has 3 credit scores. Normally the scores will be relatively close together unless you have some unusual account like a collection or judgment. Any one of these derogatory items can drag your score down 50-100 points instantly. The lenders on a home mortgage review all 3 scores and select the...