Are these any lenders that would provide a loan for my buyer that does not have seasoning issues?
I believe you must mean does have seasoning issues. Sourcing funds minimizes the need for seasoning. So in answer to your question, the source of the funds to close determine whether or not seasoning is required. If you need more help please call me at 813-907-1551.Mark

Who has CONDOHOTEL FINANCING IN FL???
If you are working with a real estate agent then I suggest he or she contact a local appraiser (if not you can do what I am about to propose yourself). Real estate appraisers maintain a database of closed transactions and that information will contain the type of financing and who the lender was. Once you...

Should I refinance into a 15 year or 30 year?
I would always encourage my clients to finance for 30 years. With interest rates as low as they are you can probably invest the difference and make a spread from doing so. You can always pay extra if you choose to to minimize the time you will owe the money,One easy technique is to ask your lender for an...

Interested in refinancing my mortgage, help
Congratulations on having excellent credit. Your high scores will certainly be a great asset for you. Past income is not used to qualify a borrower - future income is used. Income must be available for a minimum of three years into the future. Therefore, the nature of how your income is critically...

I have a property that is paid off and I would like to take a loan against it.
With the recent changes in loan officer compensation you might have trouble finding experienced professionals who feel it is worthwhile to get involved in a low loan amount. I like to recommend Fifth Third because they often have No Closing Costs (or minimal costs options). You might also check out...

Mortgage after short sale???
Because you missed payments William is correct you must wait two years before being able to qualify for a FNMA loan. If you had been current then you could apply for a new loan immediately. Please visit http://www.ehow.com/how_5306477_mortgage-after-short-sale.html for more information on...

Best way to repair credit for mortgage
Credit scoring is a complicated concept. There are three bureaus of information and each contains different data, scored differently. Mortgage lenders consider the mid-score. When you apply for a mortgage a good mortgage professional will share ways to help you restore your credit score. However,...

Questions about purchasing 2nd home before selling the first
You are correct - You probably can't get another FHA loan without first selling the property you have the loan on now. I was able to get an emergency doctor a second FHA loan because he was transferred to another hospital and a requirement was that he lived within 15 minutes of the hospital. But it was...

Harp refi and self employment
Have you contacted your current mortgage servicer? Most of the big banks are doing HARP refinances and that's probably the best place to start. Good luck - Mark

I just paid off my first house. What steps do I need to take to buy my second home?
When some people say a second home they mean a house they will be using for vacation. Other times they plan to move into the new home. And those left over are considering their acquisition as an investment property. Since I'm not sure where you fit it's hard to provide specifics about down payment and...

My father recently passed away and he was married at the time of death, however my step-mother's name is not on the house.
My prayers are with you and your family. As for your situation, it sounds complicated. Your answer will not be found on a forum like this no matter how well intended the replies are. With that said, I do not believe assuming the mortgage loan would extend ownership to your step-mother. I am not an attorney...

Is there any benefit to PMI?
The only real benefit to you is a lower down payment. Just to clarify, John is correct and PMI (also called MI) is no longer tax deductible. True, a second mortgage was used in the past to "piggy-back" unto an 80% first mortgage to avoid MI but this has become nearly extinct as a result of the housing bubble....

In Default - do I need Hazard insurance?
Lenders can use forced placed insurance to protect the home in case of a need. The New York Department of Financial Services created a web page to explain the process in their state. It would be similar to the process in other states: https://www.dfs.ny.gov/consumer/forced-placed.htm. Good luck with the...