First time home buyer
You can go ahead and start the process now. You would just need to provide documentation where the 20% down payment came from. It's always good to be pre-approved before house hunting with your agent and having that pre-approval letter in writing when making an offer gives you more of an advantage....

Cash out refinance on construction loan need help
Call me or email me direct. We close loans that others turn down. Jarnold@peopleshomeequity.com

Should I streamline refinance?
4.25 definitely sounds way too high........ but yes saving $$$ is always a good thing.

Hello,are they're any mortgage lenders that will wor
I'd be happy to help you and am located in the Nashville area. I've had 12 plus years of helping people bring up their scores. If you'd like to contact me by email you can reach me at jarnold@peopleshomeequity.com or visit or website at www.phemortgage.net

can i still get a fha loan if i have a loan with an private investor and its a balloon payment due?
Yes :-)

Is it possible to use household income when securing an FHA loan?
How low is too low? I specialize in helping people bring their credit scores up with a program called Rapid Rescore. I'm also located in Brentwood.

When getting a loan, can lenders consider spouse finances, even when they aren't on the mortgage?
I've seen loans denied at other companies and then brought here and I've closed them here at our company. Underwriters sometimes tend to look at things differently.

Does second home purchase usually involve higher rates or down payment?
It's always good to go with someone local. I see your in Hermitage...... I'm also in TN (Brentwood - Franklin Area). I'd be happy to help you with your 2nd home - all that's needed is 10% down and rates would be in the mid to high 3's with qualifying credit. Contact me direct if I can be of...

i am wanting to refinance my house my credit score is around 629,do you think this is in reach?
Orville, What's your home's current value and what is the amount that you currently owe on it?

To refi or not to refi this is the question. May be moving for a job and forced to rent my townhouse.
If you want to talk to someone local - 615-425-2215.