i filed tax returns in a foreign country, can I qualify for a fha loan
I'm not a CPA or an attorney but it's my personal understanding that if you are a U.S resident, you are required to report all of your income to the IRS regardless of whether you derive your income here or from activities overseas. Since FHA is a government agency, there is no way to get around...

My ex is alloiwing our house to be foreclosed. Can I purchase a new home?
When you signed your loan papers, you signed a binding contract that requires both you and your co-borrower to make timely monthly payments all the way up until the loan is completely paid off or until it is refinanced with a different lender. This means you are jointly and individually responsible...

Underwriter says NO
This is a vague question but I will attempt to make some assumptions and answer it. If the sales contract is just between you and the owner/seller of the house, there is no way a bank can "hold" your house for you to buy. And if an underwriter turns down your loan application for a specific...

Is it a good time to lock in a rate for a Homeowner in todays market?
As the economy & the housing market show signs of recovery, mortgage interest rates will certainly continue to correct themselves from recent unpredcedented lows. For those purchasing a home, I would definitely advise them to lock for 30 days and don't look back. Nothing short of another...

Looking to refinance
If you are "underwater" on your equity, and you don't qualify for HARP, you may consider a "cash-in refinance" if you have enough money saved up to pay down your mortgage balance to a loan-to-value acceptable to lenders.

what do you do with a credit-line and no cash resources
You should not use your credit line unless or until you have the resources or ability to make consistent monthly payments.

Do I have to get an appraisal for home if I am paying a 70% down payment?
No if it is a private/hard money type of lender and yes if it is an institutional Conventional or Government loan from a bank or non-bank mortgage banking company because the investors need a licensed appraisal company to document the current condition of the property in addition to the property...