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Kody Sheffield's Answers


How do I obtain a home loan after a Chapter 13 bankruptcy?
You will fit in both FHA and Conventional financing. Depending on your down payment and a few other factors I would make a recommendation. FHA usually has higher Mortgage insurance premiums and you would pay an up front Mortgage Insurance Premium on top of the monthly amount. I will help guide you...
Not much luck.. need approval
Are you asking about 2 year Self Employment history? FHA or conventional? What did they have previous to the 2 years? School?
What's a Libore Loan, please?
Are you asking about an ARM. These adjust against the Libor Index
COmpany owns property
The best bet is to purchase the home in your personal name and change the title to the company after you close.

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