could i go zero down for VA with a 620 credit score?>
Yes you can. Most Lenders have this capability, if not lower.

What is the benefit of being a first time home buyer?
First of all, the benefit is in Owning a Home vs. Renting! Secondly, there are many Down-Payment Assistance programs operating in a number of states and counties that give additional assistance to potential homeowners to cover down payments and other costs. Here at PRMG, we offer CHENOA, which...