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Ross Bennett's Answers


can I get a fha loan with a credit score 689 in FL.
Very likely but it depends on what else is in your credit file, such as any judgments, or short sale items. You should pull a copy of your credit report and review it with a lender.I will be happy to review it with you.Ross Bennett407-461-1066https://mortgagemarkets.wordpress.com/
Can you get a loan while on long term disability pay?
Yes if it can be documented that it will continue for a minimum period of time and the income is sufficient to support the debt
Will my deferred student loan debt be considered on a loan application?
Most conventional lenders will use your actual payment. If its deferred or does not indicate, they will calculate the payment at 1% of the balance.Starting this fall, FHA will use 2% of the balance as a payment on deferred loans. If you are buying right away, you may be able to beat the deadline.Ross...

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