Reverse Mortgage Question
HI Kent:A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan or second mortgage, no repayment is required until the...

What do I do about financing two homes?
Hi:My name is Roger Farah, and I am happy to help you with your inquiry.There are a couple of choices that you have. An optimal scenario would be to purchase and move to the new home and rent the other one out. This way you are earning income on the current home to help offset the mortgage, property taxes and...

Is there such thing as a no cost refinance?
Hi GioNova33: Thanks for your question. When locking an interest rate, there is usually a best rate scenario at that time. The rate my have a credit or a cost. However I am able to help you to run these numbers based on your scenario to help you find the right rate, payment and type of mortgage that is best for...

are there any zero down FHA loan programs available to teachers?
Hi:I am Roger Farah of Bay Equity Home Loans, and we can help with a 1st time home buyer loan (with qualification) which can help reduce your down payment. Bay Equity Home Loans also offers the Loans To Heroes Program, which give you credits for being a Hero (Teacher). Check out www.rogerfarah.com for more...