Rural Development Streamline Refinance Program ( Pilot Program )
Updated Oct. 24, 2014
This program designed by the USDA to help borrowers in eligible states with a current RD mortgage to obtain more affordable interest rates and monthly payments with limited documentation requirements. I believe this program will eventually expire in the next couple months.. Eligible borrowers:. Current...

Harp Mortgage Program
Updated Oct. 9, 2013
The Home Affordable Refinance Program ( HARP ) lets homeowners refinance into a low mortgage interest rates, even if their property has decreased in value. It was established in 2009 for Fannie Mae and Freddie Mac and applies to homeowners who no longer qualify under traditional underwriting criteria.. You may...

Reverse Mortgage Facts
Updated Oct. 9, 2013
What is a reverse mortgage?. A reverse mortgage is a special type of home loan that lets the homeowner take theequity in his or her home and convert it into cash. No repayment is required untilthe borrowers no longer use the home as their principal residence. The most popularreverse mortgage on the market today is...

FHA - Back to Work Program
Updated Oct. 24, 2014
Borrowers that may be otherwise ineligible for an FHA-insured mortgage due to FHA's waiting period for major derogator credit events, may now be eligible for an FHA-insured mortgage if the borrower can prove clean " Satisfactory Credit ". The new guidelines allow borrowers affected by our RECENT...