My credit score is 735 and my wife's is 609 A broker said she needs at least 620. Is this true
Yes,..To give a simple answer instead a long drawn out explanation!Yes,..A score of at least 620 would help. But, howlong has it been between positions and were they a related JOB.Two years tax returns, 3 months bank statements. Any divorce decrees, Alimony, child support, or other income...

Mortgage rate
Yes,..Depending on your Credit and the 'Net Income' the Station is generating. Anywhere from 3.5% to 6%.Contact me for details through 'Lender411'.Pete Valletutti972-599-5900

How to refinance a owner financed home loan
Explain to the Sellers' that you can not pay the $14k and the 3.5% down payment required for a FHA Re-Finance or Purchase!. The Sellers' and Y'all need agree apon a new sales price. It would have been nice if you had a clause in the Contract (Amendment or Adendum attached to the Contract) that at the time of...

one time close loan
HELLO,..'TPotte_948_457'. CONTACT ME WHEN CONVENIENT, BELIEVE WE CAN GET THAT COMPLETED FOR YOU!FORMER TOP MORTGAGE GUY AT TEXAS LENDING 8 YEARS AGO! TOP REALTOR AT COLDWELL BANKER,...IN THE 80's! PETER J. VALLETUTTI. 972-599-5900 mbl. / 972-752-7157 of. / SuttonPlaceFinancial@gmail...

Here is my question : is it worth to refinance to a conventional ?
1. how long do you plan to reside in the home for the return on the closing expense?2. what are the closing costs?3. i'd would double check on that rate you were quoted at '3%'? are there points to be paid to obtain that rate?4. otherwise if your staying in the home for a good while, at least 7...

do u really help people with poor creditEnter your question here
HOLLY,..LOOK FOR A OWNER-FINANCED OR A LEASE-OPTION-PURCHASE WITH '0%' DOWN PAYMENT,..IN CRAIGSLIST(be caustious) ,..GOOGLE(the same),..TRULIA,..ZILLOW,..REDFIN,..ETC. THERE ALL OVER THE NET. ESPECIALLY FOR A LOT,..WITH A NICE SINGLE &/OR DOUBLE WIDE MOBILE ALREADY ON IT. OR,..LOOK FOR THE...

Reverse mortgage?
It depends on the financial situation of your parents and the amount of equity they now own? It could be helpful. But, as with anything in the mortgage realm get with a company that specializes in Reverse mortgages. Don't be to concerned about fees. There's only a certain amount of fees any firm that does...