My husband is VA eligible but his credit is poor can we use mine
Hi Jess,I am a direct VA lender here in Seattle. The veteran must be on the loan. The credit score used will be the lower of your two respective middle-scores (of the three credit bureaus).Knowing how the VA interest rates are priced, the difference in scores will have a negligible in impact on your...

Refi with no closing costs
Hi,Yes, this is common and I can do that for you if you need help. ThanksPaul JohnsonGuild Mortgage Company Seattlepjohnson@guildmortgage.net

i dont have a lot to put down but great credit, what should i do?
Hi,That's a great question. With more information I could give you a more specific answer.As a first time home buyer you may be eligible for some combination of several down payment assistance programs, a mortgage tax credit, or reduced mortgage insurance. Let me know if you would like to discuss this...