How is my income determined for qualifying for a fha loan if I make commission only and it varies?
Commissions are averaged over the previous 2 years if the year over year totals are consistent or increasing. If yearly totals are decreasing, then a 1 year average is used. How long have you received commissions. FHA allows commission for less than 2 years if your employment is steady, and commissions...

What is considered an acceptable DTI?
Hello. I'm Nolan Merritt with Citywide Home Loans (NMLS #250045). My phone number is 801-647-4600 (cell), and email is nmerritt@citywidehomeloans.com.The short answer is yes. Both conventional and FHA loans allow for a DTI ratio between 45% and 50%. Of those two types of loans FHA is the most flexible,...

We have rental real estate property in Henderson Nevada, We have our own business in Utah, do you do No Document Loans?
On the investment property there are no income document loans available. For your home in UT (primary residence) I do not know any no document loans. You are welcome to call me for additional information.801-647-4600 cellThanks, Nolan MerrittNMLS# 250045