Forgotten Your Password?

Need to Register?

Nicole Francis's Answers


I owe more on my house than it is worth. Should I offer it up in a short sale?
Hi Lauren,I can answer your questions directly if you want to call me @ 800-975-5412 when you have a moment and we can arrange a time to chat this weekend or early next week.
FHA Mortgage Questions
Hi Randy,There is one other option if you have 5% to put down. You can do a conventional loan, skip the upfront mortgage insurance premium which is only required on an FHA loan. Also conventional loans have a lower monthly PMI payment vs FHA and you also have the ability to remove the PMI out altogether...
Re-fi rental home w LTV less than 70%
I can help you through my banking channel. We bank HARP 2.0 files without an LTV limit in your area. Please give me a call at 775-846-1839!
my husband i want to purchase our 1st home. 150,000 with 30% down bfor 2013 in Fontana California. Would like some help :)
Hi Karla,I see that you have had several responses. I specialize with both first time home buyers and I also partner with divorce attorney's to help people in your exact situation so this is really common territory for me. I am located not too far from you so it would be easy for us to connect. Since...
I need suggestions on who to try to go through for a refinance with cash out on an investment property please.
You have a couple of options here. You can get a private mortgage which is expensive, but will basically serve as a bridge loan that you can refinance out of, or we can look at improving your scroes to above 660 which is all you need. Call me @ 775-846-1839 to discuss. My name is Nicole Francis

Subscribe to our news feed.