How soon can I refinance an FHA mortgage?
You may do a streamline refinance after 12 monthly payments from your personal account. Of course you must still qualify with proper credit and income. I would be happy to help you refinance when you are ready. My Florida number is 786 417 0004. Feel free to call me for any other concerns. Nick Amaro from...

I need to get a mortgage/refinance on a house bought for cash in 2005 which appraised in Aug for $370,000.
Which state is the house in?... just give me a call....at 201 398 3726 Nick Amaro

Need to buy a home soon!!
We can help you out. If you are looking to buy a home in NJ, give us a call, my wife will find you the home of your dreams, she is with Prominent Properties-Sotheby's International, and I will get you a low FHA loan and depending on your liabilities and how much you have available for downpayment we may...

Is getting a reverse mortgage a good idea?
It all depends on the individual circumstances. It might be the solution to a senior/homeowner with financial difficulties and facing foreclosure since there are no credit requirements to get approved for a reverse mortgage. A senior struggling to pay for real estate taxes and the possibility of...

I own my home free and clear.
Yes it is possible but there are other factors that will affect your options like your income...Give me a call at your convenience at 786 417 0004 so that we may discuss different options and alternatives that will best fit your needs. I am licensed in both the State of Florida and the State of New Jersey...

Looking for jumbo 80/10/10, purchase price @ $740,000. Bucks County, Pa. 18940
We can offer 90% LTV No PMI, 5/1, 7/1 or 10/1 Yr ARM or Fixed Rate ....give us a call at 732 264 2700

Can I get a home equity loan in nj if I own my house outright?
Yes you can, but it all depends on your financial picture.......give us call so we may discuss your best option....... our office is in Hazlet....732 264 2700 we'll be happy to help you....

can you get a mortgage with only one year of work history?
Dorey, you shouldn't have a problem with those credit scores. Your next step should be to contact a loan officer that you can trust and can guide you to the best option for your particular needs and circumtances and get you Pre Approved. Then you will know how much home you can afford and you can start...

Like to purchase a $800K rental SFH with $300K down and $500K loan
To your question "Would I qualify"? Probably yes...one factor that would influence wether you qualify or not is your total debt. Should you pay off the Home Equity Loan? It depends on your total financial picture. It appears to me that the current rental income suggests a negative cash flow...so...

How would a 2 family purchase be considered ,primary or investment? If only one of us live there.
Well Joyce, by now you've got the answer to your question, it will be consideed a primary residence. With 10% downpayment a conventional loan could be an option for you and avoid FHA Up Front Fees plus monthly mortgage insurance premium. Although you will pay a monthly Private Mortgage Insurance...

Jumbo loan in NJ with 5 percent down?
Conventional limit is $625K...you will need an additional 20K or so for 700K.....is your 8% includes your monies for closing costs...? We could help you out......give us call to go over complete scenario....Our office is in Hazlet but I live in Fort Lee...I could meet you at your convenience...my cell is 201 398 3726 our office # is...