Are there lenders that will let people with BAD credit borrow??? Score is around 615
We go down to 580 credit score anywhere in the State of IllinoisNathan W Durst, PresidentHome Mortgage Specialists, Inc.6808 N Knoxville Avenue Suite CPeoria, IL 61614309-222-8286 - ext 102 office309-222-8302 - direct309-635-0034 - mobile309-222-8287 -faxndurst@hmsmtg.comApply online at...

what would be my MI rate if I put 12% down?
Again, that would depend upon your credit score. You can go to http://www.mgic.com/ratefinder/ and put in your zip code, credit score, loan amount, and down payment range (LTV) and it will give you an auto quote.Question, please call Nathan Durst at 309-222-8286 - Home Mortgage Specialists, Inc. or www...

do i qualify with my circumstances for a mortgage
You should be able to qualify for a home loan. Work with a local mortgage broker from Illinois and the rates and service along with costs may be more competitive than a national lender. www.HomeMortgageSpecialists.com or 309-222-8286 -Nathan Durst NMLS #480568