what is interest rate on va loan
I do not currently lend in your state but as you can see below anyone would need a lot more information.Their are many variables that affect rate such as loan purpose,credit score,loan amount,loan to value and if you are a disabled vet.The 30 year fixed rate right now would be in the high 3's to low...

Why are vaiable rates lower than fixed rates in general?
Jody,Fixed rates are typically based upon Mortgage Backed securities sold on the stock market.Adjustables are based upon different things like the LIBOR which is an index.Indexes can change regular and can bring greater profit to the investor therefore they are willing to sell the money cheaper...

Here is my question pmi?
Enter your answer here

Refi under Harp 2
You can refinance a home with Harp 2 even if it is not the primary residence.The first step is finding out which investor has your loan you can look it up on the following links http://www.fanniemae.com/loanlookup/ for fannie mae www.freddiemac.com/mymortgage/ for freddie mac.Of course like the others...

Are there programs to help single moms who don't have good credit get a mortgage
Their is not really a such thing to help single moms.Their are several down payment assistance programs available though.If your score is currently 598 then most likely it would be pretty easy to raise your score with instruction.Part of the service we provide besides financing is when it is...

Who can help us refi our home loan with credit scores of 516 and 518?
I do not know of anyone that can refinance some one with a score that low.I do not have your credit report in front of me so I do not know all of the details but here is some free advice.If you have credit cards pay them down.If you do not have any credit cards get one DO NOT CHARGE IT UP!! Keep the balance 1/3 of the...

Does a deck have to be attatched to the house on a 203 k streamline loan
I do need a little more information.On a 203k streamline you are allowed to make improvements of up to 35k that are non structural.If you would like more information please contact us at either www.delinefinance.com or www.myhouseloan.biz

Can I still qualify for the HECM loan without income or credit scores?
Their are no credit score or income requirments for a HECM loan.We usually obtain credit soley for the purpose of contact your current servicing lender only if you have a mortgage balance.The only information passed on to the funding lender is the loan payoff amount only if you owe money on the home.You...

Can you get a good mortgage rate with a FICO score of 733 but Only 1 Year Income in the last 2 years?
You can get a loan as long as you are now considered permanently employed and your employer does not anticipate future layoffs.You can contact us anytime at 573-355-1743

Buying a House from Family
Chances are good that if your score is currently 600 and you pay the credit cards down to a minimum balance your score will increase dramatically.As JD said below their are limitations on the Loan versus the Sales Price /Value for a non arms length transaction (ie family) An immediat family member may...

Trying to get a VA loan, my husbands credit score is 601. Can we get a loan?
All of our investors require you to have a 620 credit score.We typically will rescore you credit for you for free to get your score high enough when we do your loan, however with some research you can do this yourself.Give us a call Jeremiah Adams 573-355-1743 jeremiah@delinefinance.com

Can you borrow more than the asking price for home improvements on a 5% conventional loan?
The only option I know of is doing a 203K which you can finance improvements to the home at the same time of purchase.You are welcome to give me a call anytime Jeremiah Adams 573-355-1743 jeremiah@delinefinance.com

Trying to Refi with HARP, but LPMI is causing an issue...Any help is appreciated
The loan can be converted to borrower paid PMI at the same rate that the LPMI is you should be out of pocket nothing.If you have any additional questions feel free to contact me anytime.Jeremiah Adams573-355-1743

Can I qualify for VA streamline refi with a 612 credit score?
We can do a streamline for you with a 612 score but most everybody else will want a 620