I am looking for a local wisconsin broker/lender to take a look at my report and let me know how to increase my score.
Give me a call. My name is Mike and i am in Appleton WI. I work with a credit repair company. 920-378-0002.

Is DPA an option for going conventional?
You can do a conventional mortgage with down payment assistance. There is only one program that will allow for it and you must stay below a certain income level. I have done several like this if you want to discuss further. www.gogsfnow.com

Can I begin a FHA loan at 45 days of owning the home, and have the close of escrow occur after the 90 days to avoid the "flip rule"
More information is needed. Feel free to call me at 920-378-0002 to discuss. If you are a seller there are other options.