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Mitch Stam's Answers


I had a chapter 13 5 years ago will this effect my homeowners insurance?
Any institution (including insurance) that bases its decision or pricing on your credit is not looking at just the bankruptcy. They will be looking at your FICO score which has been impacted by the bankruptcy. As time passes the impact of the bankruptcy will lessen. How you have managed your credit in...
Can i lease my house if ive refinanced my house before?
Good afternoon and thank you for using Lender 411. Most lenders include occupancy restrictions when you purchase or refinance. Usually 60-90 days. How long ago did you refinance and which type of loan did you select? Fixed rate, variable, cash out? Rental income used for qualifying has changed. Did you...
Are manufactured properties eligible for usda loans?
Yes and here is the link that will help you search: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp&NavKey=property@11

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