FHA - Perfect Start
Updated Oct. 9, 2013
FHA Loans are great loans for First Time Home Buyers. A loan program that gives you the ability to put 3.5% down with guarantee Mortgage Insurance - is a great Win-Win.. FHA loans are Assumable! Assuming a loan can be a great way to sell a home while maintaing the current financing in tact for the new buyer.. Another great...

Pre Qualification vs Pre Approval
Updated Oct. 24, 2014
Who is the Winner in the battle of Prequalification Process vs Preapproval Process?. Here are my thoughts. Prequalification is a general method of qualifying a client for their maximum loan amount. The only requirement is a Loan Application and inputting the information into the Loan Origination System. The...

The Evolution of a Loan..
Updated Oct. 9, 2013
We talked about Pre Quals and Pre Approvals - Now let's chat a little bit about what happens when you are ready to go through the loan process.. Here is my explaination on the Evolution of a Loan....... 1. Rate Lock -We would be able to lock the rate once we have received signatures on all Loan Disclosures. Loan Consultants...