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Lisa Schaerrer's Answers


Is there any way to dispute a bad appraisal?
Absolutely, I am working on one right now. Please give me a call at 435-313-7400
Can I use my rental income property to qualify to refinance my primary resident I just rent out last 10 months ?
Good Afternoon,Your rental income can be used, however you will need to show a 12 month rental history. Can you please tell me a little more about your scenario. What are you trying to refinance? Primary residence, second home, investment property? Do you have other income? You can respond through my...
Is it common that a home seller pay the buyers points 3%
There is no standard answer to this question. Often times first time home buyers only have enough savings to pay for their down payment and they will request seller concessions to cover the closing costs. Usually the buyers will offer a higher sales price in order to compensate for the sellers...
Can I borrow the downpayment for my fha loan?
Hello,The down payment may not be borrowed but it may be gifted from a family member or employer. If you would like more information please call me at 435-313-7400. I will also give you a free credit analysis.Thank you,Lisa SchaerrerSuperior Lending Assoc.

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