How do I prove this!?
I HAVE TO ASK YOU 2 QUESTIONS1 DID YOU SIGN THE LOAN ON THE PROPERTY THAT YOU GAVE A QCD TO YOUR HUSBAN2 THIS IT'S AN INVESTMENT PROPERTY?3 HAVE YOU BEEN CONTINIUSLY MARRIED WITH YOUR HUSBAND FOR THE LAST 5 YEARS?4 WICH KIND A PROPERTY LOAN ARE YOU TRIED TO QUALIFY FOR ? ( OWNER OCCUPIED SECOND HOME ,...

Are there any mortgage programs for the disabled
yes fannie mae has my comunity living with flexible financing for disable people

Can my husband refinance the house without me being on the loan?
Yes if it's a sole or separed property,or investment property or if it's your principal place of residency but you did no qualify for a loan . but you as his wife has to sign the mortgage instrument or a quit claim deed but not the loan or promisory note

Can I lose my deposit if loan not approved due to sudden lack of income?
If your loan it's contingent to financing and you provide all the paper work necessary for a loan processing on time . you are entitle for a full refund on your deposit.remember the escrow deposit it's a bona fide deposit .if the contract it's contingent to financing and no financing can...

Is 90 days a reasobable timeframe for refinancing a mortgage?
90 days it's to much the refinance property shall fall in the 2-4 weeks .My advise to you it's find a Mortgage broker who know what it's doing and start the proces again because any ways you have to start over due to the reason that all documentation you provide to the CU are expired and you...