Refinance before 6 months of payment history
Your long term savings are going to be big. I would recommend the refinance. It also depends on how long you plan on staying in the house...KevinTel 818.703.9337 X 201

I have an ARM that keeps resetting
Hi Joseph. Your first step is to get a copy of your credit report. Maybe you have some minor derogs that were mistakes. You would need to increase the credit score because even the rates on the DU Refi Plus program are dependent on credit scores. Then you should do a comp check and estaimate a loan to value...

Middle FICO score of 744, what kind of rate for a home refinance on mortgage?
Definately! Based on your scenario, you qualify for an excellent rate! If you would like to review your sceanrio further in detail , do not hesitate to contact me at 818.703.9337 X 201. Kevin Rezaie, Wembleys Financial

If I pay my truck off will that boost my credit score more or effect my home loan approval?
Hi TimWhen you have less than 10 payments left on an auto loan, it does not count against you. They will not calculate it in your debt ratios.Kamyar RezaieWembley's Financial818.822.8044

I have located a home for $237,000. I have a Certificate of Eligibility Certificate but my credit score is only 605. Can you help
Hello. We have VA programs that qualify based on 605 credit score. Please contact us via phone or emailKamyar Rezaiekrezaie@wfloan.com818.703.9337

What does one do when one finds out that one of your registered Brokers/Lenders is a proven scammer + Con Artist?
you should google them and also check the BRE website with there license number.