I started looking to refinance our home in 2020. I contacted several bankers / brokers and found Kamran to be the most hopeful. While others were trying to 'take an app' or 'let's run your credit' to see what they are working with. Kamran was the only one to try to really understand our situation. 'What were we trying to do? Lower the monthly payments? Change the term? Why?'After finding out all our needs and unique situation, he ended up recommending a different provider even though he could have met our needs, there was someone better! He even reviewed the competitors terms to make sure there weren't any hidden gotchas! When shopping for new loans it's hard trust folks. I highly recommend Kamran and he will be my first stop for any new financing needs.