Does a reverse mortgage carry title as JohnDoe revocable trust, or just John Doe, if you want your property to remain in in a trus
Yes, Title can remain in Trust. Depending on the Lender an Attorney Opinion Letter or Trust Certification may be requried. Very simple to obtain with my help of course. I am passionate about Reverse Mortgage and have helped clients in your area.Please call me directly @ 562-618-1644 or visit my website...

I called HUD
Did someone sugest you call HUD directly? If so why? To be clear....Do you have a FHA loan? If so, you should be eligible to do a FHA streamline refi. You do not go thru HUD for that. Contact your bank directly or a trusted Mortgage Consultant. If you do not have a FHA loan, or a Fannie Mae of Freddie Mac loan then did...

What are my options to get a cash out on commercial property
Traditional lending or hard money. If you are rate sensitive and have the time, go traditional. Make sure your books are in order and up to date. Be prepared for environmental reports etc. If time sensitive then hard money. In either scenario, you have a single use property. Do your due diligence prior to...

Can you use projected rental income as additional income when buying an owner occupied multifamily with an FHA mortgage?
No you do not need prior rental history with FHA.

Good Morning. If the property in Napa is your principal residence then you've satisfied one of the criteria. However the program available to you will not satisfy your current lien. I'm afraid a Reverse will not work for you. Give me a call later this afternoon and we can discuss other options. ...

My wife and I want to purchse a home but we have bad credit we have enough income but bad credit to be approved
How bad is bad? FHA may be an option.

About a mortgage
Hi is ownership vested? In other words you and your sister as "joint tenants" or "community property" or "tenants in common"? If jointly then she would have to be on the loan as well. If your credit is at least 640 then you should be able to get a loan credit wise, then...