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John Paul Mulchay's Blog


A Home Loan Doesn't Need to Be This Difficult
Updated Oct. 24, 2014
So we enter 2014 with more new lending regulations being implemented such as Ability to Repay (ATR) and the Qualified Mortgage (QM). Without getting too granular about what these items are and what they do, they basically have the effect of leveling the playing field for most lenders by allowing lenders to...
Buy a Home After Short Sale (or Bankruptcy or Foreclosure)
Updated Oct. 24, 2014
Many responsible homeowners were severely impacted by the economy over the last 5 years or so and were forced to make difficult decisions about their finances. For some it came down to food on the table or pay the mortgage, and that is not really a difficult decision. Thankfully, the economy appears to be improving...
Las Vegas High Rise Financing
Updated Apr. 17, 2014
High Rise financing is available for most if not all of the popular projects in Las Vegas. Trump, Turnberry, Palms Place, and City Center are seeing the most activity. One Queensridge Place in Summerlin is also an attractive, high end option which can be financed. Studios are not permitted and units must have a full...

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