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Robert Ferruggio's Answers


what is the current rate for a new construction 30 year fixed mort.
I can get you a 4.25% 30 year fixed rate. For more info please call 516-775-0807.
I wanted to fix my debt through refinancing my mortgage what do you think
Refinancing may help you but we have to see if you qualify with the right amount of equity and a credit score that is of a certain level. National Debt Relieve Companies are mostly for people that have poor credit, no income, and no or very little equity. Call us so we can qualify you or guide you in the right...
Can I refinance without 20% equity in my home?
No. You don't need 20% equity in your home. We have programs for that will fit your situation. As long as you have a job and your Debt-to-Income Ratio is a reasonable percentage, it apperars that you can refinance. But call us to make sure and to get pre-approved. 516-775-0807.
Will alimony be considered in my loan application?
Yes. It will effect you debt to income ratio.
My credit is 575, I own my house am looking for a home equity loan to consolidate debt and fix the house a little. Any lenders?
I may be able to help. Not an easy job. Don't let anyone else pull your credit. Your credit score is only part of it. Your income and the value of your house is the other part. Call me so we can talk further. 516-775-0807

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