Are title insurance fees negotiable or am I just stuck with them?
Hello MBurns!Yes, generally SOME title fees can be negotiable. Here at Greenbox Loans we typically use the same title company for every loan and we can get some special pricing now and again. If the situation is right... heck you might be able to have your fees lender credited to back to you and have zero...

Should I refi to a fixed rate mortgage?
Hi Wayne!Like the others have said.... if your going to be in your home for any length of time, fixing would be a great option. Heck, now might even be a great time to look into a 15 YR fixed! I myself am on a 5 YR ARM and I will be going to a 15 YR fixed before my next adjustment period. I am in the St. Louis area, in Fenton,...

I am searching for first time home buyer programs for 2015 in indiana
Hi Cyndy!William offered up some great information but please don't go through a broker. Make sure you are going with a Correspondent Mortgage Lender who has direct access to Fannie, Freddie and FHA. You can get into a home for as little as 3% down and in most instances you are allowed to use gift funds....

Where do I go to apply for a second mortgage from your company?
Hi Joann.Jamie here from Guaranteed Rate. If you could take 5 min of your time out and give me a buzz we can go over this personally rather putting your info out on a webpage. You will find that most companies are not doing stand alone seconds and reason being is that by refinancing your first mortgage and...