How to get your finances in order when purchasing a home.
Updated Oct. 9, 2013
Here are some important factors to consider when purchasing a home.. CREDIT. 1.) Everyone knows credit is important. Its true that you can still purchase a home with credit scores down to 580, but you want to get your score to at least 680, because this allows you to get a better interest rate.. 2.) A common mistake first...

HARP LOANS- New Guidlines- Do I qualify?
Updated Oct. 24, 2014
There has been a lot of mis-information circulating regarding HARP loans.. It is true that lender overlays in the beginning made it almost impossible to qualify for these loans, but now that has changed. This program was put in place to help home owners that are upside down in their mortgage to help them take...