Who is eligible for an FHA PMI refund?
From HUD 4155.2 7.2.iEffective for those mortgages endorsed for insurance on or after December 8, 2004, Section 223 of the Consolidated Appropriations Act 2005 amended Section 203(c)(2)(A) of the National Housing Act to eliminate refunds of the FHA's UFMIP except when the borrower...

How flexible are the employment requirements for FHA loans?
You should be fine if it is the same or very similar type of work. If you have a substantial amount of your new income in overtime, bonus, or commission, then they will most likely qualify your income based on your base or hourly pay. I would advise you to give your HR or payroll person a heads up that you are...

How can I streamline the refinancing process? Should I have a list of improvements available for the appraiser? Advice?
Please let your loan officer know if any improvements or additions were done without permits if you know, also ready access to a good quality scanner really helps with the clarity of documents being sent. Lastly, we really appreciate it when you get us a requested item back the same or very next day so we...

DURP in florida 145% without PIW and lenders out there????
I can broker the loan to New Penn with a 680+ score. They just announced there is no longer a PIW requirement over 105%. We are FDIC and can lend in Florida. Eric Vander Werff 206-794-6388

When getting a loan, can lenders consider spouse finances, even when they aren't on the mortgage?
Definitely get a second opinion!