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Erik Miller's Blog


First Time Home Buyers: Remember..Upgrade Up-front!
Updated Oct. 9, 2013
It seems like common sense. "We will buy the house, and THEN we will upgrade it as we grow our family." That's what my wife and I thought a little over 15 years ago when we purchased our first home. We avoided the blinds or drapes, we got laminate flooring and counters, and did nothing with our backyard. And by...
Homebuyers: If you have a choice, UPGRADE UPFRONT!
Updated Oct. 9, 2013
It seems like common sense. "We will buy the house, and THEN we will upgrade it as we grow our family." That's what my wife and I thought a little over 15 years ago when we purchased our first home. We avoided the blinds or drapes, we got laminate flooring and counters, and did nothing with our backyard. And by...
Have you heard the horrible news? Starting in 2013, all real estate sales transactions will be charged a 3.8% sales tax as part of the new healthcare legislation!
Updated Oct. 9, 2013
Have you heard the horrible news? Starting in 2013, all real estate sales transactions will be charged a 3.8% sales tax as part of the new healthcare legislation! If you've heard about this you are not alone.It's a common email that's going around the internet these days. According to the emails...
Cash In or Cash out? Which is right for you?
Updated Oct. 9, 2013
About a third of homeowners who refinanced in the third quarter of 2010 were able to lower their principal by bringing cash to closing. It's a good opportunity to both pay your principle down, while ou pay less on the remainder of the balance. That's the second highest level of cash-in refinancing since...

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