Need a 80/10/10 loan with no mortgage insurance
where are you located? - we can do a 80/10/10 up to 750K

I have a 203(k) loan through f.h.a. and I was told that I cannot refinance until I've had the loan for 12 months
that is not correct, you can refinance anytime after the renovations have been completed

How do I take myself off a loan if the other person on the mortgage loan can't qualify for a refinance on their own?
you would not be able to refinance the loan into the other persons name- only if they cant qualify on theie own

choice b/w conventional refinance with almost a 1% interest rate increase and FHA with lower interest but PMI. Which one?
Conventional loans will have PMI if the Loan to value = >80%, ther are ways to get around it as well, with a combo loan ( 1st and 2nd) , Lender paid PMI, single paid PMI.FHA will always have MIP for the entire term. unless you go with a 90% LTV and a 15 year.the rates between FHA and Conventional are < 1%...

I am getting ready to refinance. I purchased a car for my daughter, although she is making the payents (auto-payment). Can I have this amount removed from my DTI?
Hello Higgins,you can not have it removed, however it can be excluded from you DTI ratios, by showing proof your daughter has been making the payments from her account and on time.The required payments made should be 3 -12 months (MIN.) and it is the Underwriters discretion.I have successfully...

What kind of interest rate can I get with a Ute credit score
We use Tri-Merge credit report utilizing the 3 repositories for credit scores - Experian, Equifax and TransUnion.I am not familiar with a Ute credit score

If a VA loan is denied can I find another lender for a loan asap
we have no overlays on a VA loan- definitely give me call.I have closed several VA denied by other lendersErnesto Marez 301.535.2912Movement Mortgage

Requirements to build a house on land with an existing house?
you do not have to get permission from your current mortgage lender or bank.your construction loan will be used to pay off any existing mortgages ( liens) on the existing home.

What Credit Score is Needed to Buy a Home?
we can down as low as 580 and in certain cases

My husband was a veteran, the mortgage was in his name only. Hedidn't pass while in the military.Can I refinance his VA loan?
you should still have military benefits, call me to confirmE. Marez301.535.2912

Can I refinance an FHA 203k Loan at a renovation completion?
hello Tim,if you currently have an FHA 203K Loan and are interested in refinancing the loan into a regular 30 year fixed loan - The answer is YES.The loan can be refinanced after the construction phase is complete. Depending on the Loan to Value you have a few refinance options.1. Streamline FHA...