Are there different kind of FHA loans or are they all the same? I am looking for a zero down.
You can do a Rural Development loan, that would be a 100% financing option. Don't let the name Rural trick you, the property does not have to be rural.State Housing is another option is through FHA, and there is a forgivable second mortgage that can get you close to 100%

I have an 808 credit score and am able to put 20% down on a home price up to 175,000. Is a FHA loan the best way to go?
If you have an 808 credit score and 20% down FHA is the absolutely the wrong type of mortgage for you. You would have the lowest payment and terms with a conventional type of mortgage.

Cash Out Refi For Investment Properties in Calfironia
There are options for cashout refinances on investment properties, it really depends on the value vs. amount owed (LTV) on the properties. Depending on how close the properties are I have an option for a blanket mortgage, that is one mortgage for multiple properties.You can contact me at...

Could i qualify for a mortgage?
If you are self employeed, then the first question would be for how long? Usually need at least two years tax returns in order to qualify. You could qualify for a variety of loans. If you would like to contact me directly my number is 843-290-6635 or Dwight@ALendingPartner.com. Being one of the largest...

Lender willing to work with a prior short sale?
Amanda,The rule of thumb is that you can have no lates within the past 24 months and there is no deficiency with the lender that you negotiated your short sale with. So yes lenders can do them and we work with several people in your situation, when dealing with a lender you may want to give them this...

Relocating Need a a Loan
Although I do not lend in California, I can give you some guidance. As long as you qualify with both payments you can purchase your home in California. Even if the short sale occurs before you purchase, as long as there is no deficiency with the lender agreeing to the short sale, and and you have no...

Curious about a refi
Today it is hard to answer that question. Rates took a huge hike today. It depends on when that rate was quoted. If that rate was quoted prior to today, then there really should not be any other fees from the lender other than normal processing and underwriting fees. Although if she was quoted 4.25 today she...

can I get financed? 50% ltv?
I do not lend in Florida, but can give you some advise. For income, the most important part is the land contract income. Do you claim it on your taxes? If not it would be hard to qualify unless you have no other debts. Also if you put half down that would put your loan amount at $37500. You have to be carefull there...

what do you have to do to get an FHA mortgage?
If you are wanting to do an FHA loan, because of the low down payment, I can help you with doing a HUD loan or I can do a conventional loan at 97%. With this loan you would avoid having to pay the upfront mortgage insurance premium of 1% of your loan amount. So it can save you a substantial amount of money.Give me a...

refinance into 15 year fixed or pay off early?
It really depends on how many years you have paid into the 30 year mortgage that you currently have. If you go to my website www.ALendingPartner.com and you go to the tab "Mortgage Calculators" and go to the calculator that will show you how "How long will my mortgage last if I pay more each...

Need quote for 15 year fixed
Without knowing the specifics for your loan I would quote based off of a standard scenario. 15 year fixed would be 4.125 with an APR of 4.2215. For more a more specific quote you can contact me directly at 843-290-6635 or Dwight@ALendingPartner.com. Thank you.