Our home is almost paid off, worth it to do VA cashout?
If you are looking to get cash out from the VA you will have to do a VA cash out loan. If you are looking to just get equity out you can do a home equity line of credit with a bank. Please let me know if you have any other questions. I can also be reached at Sarah@priorityfin.com or 540-318-8811.

can my Vantage score be used insyead of Fico?
Hello, we only use FICO scores. There may be other lenders out there that use the Vantage score. If your middle score is 688 then you can qualify for a loan. Feel free to email me at Sarah@priorityfin.com with any questions. Thank you

refinances that do not require appraisal
If you have a current VA mortgage I can do a VA Interest Rate Reduction Loan and there is NO appraisal needed. Please email me at Sarah@priorityfin.com with any questions that you have.

is mortgage insurance thru FHA dependent upon credit score?
The PMI on a FHA mortgage is 1.35% regardless of your credit score. Your minimum credit score for FHA is 620. There are additional programs coming out where only 3% down is required instead of the 3.5% that FHA requires. More information about the 3% down product will be available next week. Please feel free...

Should I get a refinance mortgage with no closing costs?
What type of loan do you currently have VA, FHA or conventional?