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Christian Van Schyndel's Answers


Home refinance with middle FICO score of 751, can I get a 4% rate?
Bryce, You have been making all the right choices. Your Credit is great, Your employment is great and you have equity in your home and you pay your bills. We here at Home Loan Xperts Corp would love to help you continue on the path of making the right choice. Our rates are way under 4% and our fees are even...
Are there still brokers out there? My realtor is recommending a broker.
Hello Joan, Your Realtor should be a trusted adviser who is there to help you purchase a home. He or she has relationships with people who can help you. Your Realtor does this everyday and has experience. That is why you are using a Realtor. If you can't trust your Realtor and use who he recommends then...
Am I able to do a HARP 2 refinance with my status?
I use to own 9 house in the Corona/Riverside area. Your house might not be worth what you think. Until you get an appraisal you wont know. A mortgage broker in your area should be able to help you one way or the other.
Does Harp 2 have a special application to fill out?
The Making Home Affordable Program offers loan modifications as a companion to the refinance initiative. How should borrowers and lenders determine whether a refinance or modification is best for the borrower's situation?Home Affordable Refinance addresses the problem faced by...
Refi now or Wait for 2012 Refi relief plan?
If I were you I would call my Lender and see about a loan modification. Worked for me. Good Luck!
foreclosure wait period
William knows what he is talking about. If your in Arizona, give him a call. If you want to buy a house in Utah, you can call me. Christian 801-682-0425 Home Loan Xperts. Corp

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