My name is Chris Tom and would love to be your mortgage consultant. One of the big advantages over other loan officers is my prior experience in finance. Previously to my career in mortgage and finance I was helping clients in the aspects of financial planning. This progressively transitioned over to the mortgage and real estate industry. I can help your overall financial goals. I specialize in the following:

oSpecializing in REVERSE MORTGAGE LOANS
oConforming and High Balance Loans
oVA Loans
oFHA 203K Loans
oFHA loans down to 560
oConventional loans with a 500 score
o24 Months Bank Statements As Income
oJumbo loans up to $5 million
oUnlimited financed properties
oRecent Foreclosure and Bankruptcies Less Than 1 Year
oLOWEST COST REAL ESTATE FEES FOR SELLING YOUR
HOME

Please feel free to call or email me with any of your questions regarding any of your mortgage or real estate needs.

Chris Tom
Bay Valley Mortgage Group
22320 Foothill Blvd. #260
Hayward, CA 94541
510-750-6808 Business
925-226-3213 e-fax
BRE#01898703
NMLS # 914316