My sister and I own an 8 family owner occupied multi unit. We are very interested in a 20 year fixed rate, do you have any suggested lenders in the Massachusetts area.
I can help you. The best manner in which to begin is for us to discuss your scenario. You are welcome to call my office today. I'll be here most of the day or I have an opening after 10 AM on Monday, eastern time. If you would like to contact me please call 321-373-1345. Charlie@Strategix.USCharlie...

what is the policy of the first home buyer in Nashville, TN
Joshua:The process has become very frustrating and time consuming. Be prepared to give whom ever you trust your business to a great deal of paper work. I hope you are a patient person. Wish I could help however, I'm not licensed in Tennessee.Charlie

FHA w/ 608 credit score...anyone doing these?
Get a credit card. That will bring your score up. Use it once, pay your car payment with it, pay the electric bill with it, buy groceries. Pay It off and don't use it again until after you get a mortgage.