My lender is pulling my credit again is that normal?
Some banks require new credit every 90 days others can go 180 days. They should not be charging you every time they pull the credit. If you would like a second opinion please feel free to email me chris.black@imortgage.com or call 925-286-7681

I'm buying a vacation home in Tahoe, do I have to put 30 percent down since I am not a first time homebuyer?
You can put 20% and do a convential loan. Please call me with any questions