Commercial Funding Tips & Observations:
Updated Oct. 9, 2013
Although commercial lending is still tight, those lenders that are lending are becoming easier to deal with as 2013 progresses.. Reasons:. The economy seems to be growing, albeit spotty in placesSome lenders have grown stronger and are beginning to have more funds to lendLender competition is back among...

The Hidden Hooker in LTV (loan to value) is VALUE!
Updated Oct. 9, 2013
Almost everybody understands what 90%, 80%, 70%, 65% or 50% LTV means. It means the loan granted cannot exceed the applicable loan percentage relative to the property's appraised value.. But how is the appraised value determined in the present market where commercial property values have fallen?. The...

10 Business Tips to Live By!
Updated Oct. 9, 2013
10 Business Tips to Live By!. The following is for those who have, do, or want to own a business. You just may find a gem herein to help you find your acre of diamonds and keep them.. Premise: It is my observation during my business lifetime that those who successfully choose to own their own business are confident,...

Commercial Funding Tips & Observations:
Updated Oct. 24, 2014
Commercial Funding Tips & Observations:. Although commercial lending is still tight, those lenders that are lending are becoming easier to deal with as 2013 progresses.. Reasons:. The economy seems to be growing, albeit very slowlySome lenders have grown stronger and are beginning to have more funds to...

The Future of Commercial Lending
Updated Oct. 24, 2014
Here's a quick look forward to what I see in the future for commercial lending.. The powers that be in Washington D C have not solved a damn thing and kicked the can down the road until February 2014, when I believe they will again play another round of "Chicken".. Are there any adults at all in D C?. Seriously, the...