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Bobby Afrasiabi's Answers


will refinancing my mortgage let me get rid of the insurance that i am paying now?
You don't necessarily have to refinance to remove the Mortgage Insurance from your current loan. Of course paying down the principle is always a good thing, and if you can also lower your interest rate and monthly payment with today's low rates, then it's also a great option. I can help walk you though...
Will alimony and child support hurt my chances of approval for a home loan?
Any court ordered alimony or child support payment would count the same as any monthly payments you are responsible for. Depending on your income, it could have an effect on the loan amount you are approved for. It's not a big obstacle as it might seem, you can get pre-approved based on your current...
It is possible to refinance a mortgage that has no equity?
It's still a possibility, there are a few programs that could accommodate your goal. The important thing is to make sure that the long term benefits outweigh any costs accrued and additional years added tot he life of the loan. Any bank will look at the Net Tangible benefits before approving the...
will commission count toward my income?
You are correct, if you have been drawing commission for the last 2 years and it's been detailed on your paystubs, you can use your commission as part of your income.I would love to qualify you based on your income documents. I currently offer the lowest rates in the industry with no closing costs...
how much are lender's fees on a 300K purchase?
Sammy, at Network Capital Funding, we have zero lender fess associated with your financing. The only other costs would be title and escrow fees which go directly to those companies.Please let me know if I can get you a same day quote for your current needs.
What is the maximum amount of people allowed on a mortgage loan?
I've closed a loan with 6 people on the application before, as an Investment Property. If you want me to walk you through your options, feel free to call me at 949-271-6011. I am a Washington Licensed Loan Originator for Capwest Mortgage, one of Costco's Preferred Lenders.
Al Time Low Mortgage Rates.
Barry, my company Costpro Lending offers some of the lowest rates in the nation, and as long as you have the credit scores, income, and equity required, you can secure rates of 3.50% and even below with our company.

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