my husband and i may be heading for divorce and we have a fha loan. and we got the 8,000 dollar tax credit. what would have to be done if either one of us stay at the house.
If your rate is above 6% now, you need to do a FHA streamline to lowerthe rate to about 5%.If one or the other wants to stay in the house, you need to refinance into that person's name...providing they qualify on their own.If you sell the house..their will probably be a prepayment penalty or re-captureof...

Are there loan limits for construction financing?
a jumbo loan is a loan amount over $417,000 and any loan amount overthat amount will require a slightly higher interest rate.How much do you need to borrow?BillWintrust Mortgage 618-540-8132

i have never owned or rented, can i still qualify for a mortgage
Yes you can and not a problem with as little as 3% down.Please email me with any questions on how to proceed....btottleben@firstintegrity.com or bill@tottleben.com

I currently own land and would like a construction loan to build on it. Would I be able to have one loan that covers both the land and construction costs?
y

I need help
what kind of help do you need?

Getting a VA loan with a 652 credit score and income of 60,000
yes, I can do that for you.Please go to my personal website and clik "apply here" or...call me at 618-540-8132.Thanks

Investment Property vs Second Home Loan
how far away is the future area fro your mom?is it near a recreational area such as a lake?

Is there a way we can stay in our home after retirement with a more affordable mortgage?
I would suggest a reverse mortgage.call me for more details 618-540-8132

where can i find companies that finance mixed use properties
I do that kind of financing

Are FHA loans bad?
FHA loans are not bad at all.If a seller feels weird about an FHA loan, it is because they lack understanding.If you are interested in getting a pre-approval for an FHA loan, please contactme............bill@tottleben.com or bill.tottlebenhtlenders.com/stlouisI will be happy to answer any of your questions...

I have 72,000 for a down payment. should I use it all or save some?
Hello...I would advise leveraging your money and put the minimum down for the purchaseand investing the difference into an annuity that will have a minimum guaranteeeach year(you can never loose any of your gains like in the stock market)I can do the mortgage loan or for you and also do the investing for...