HARP2.0 - open access, recourse loan
Please call me to see what would be the best course!!!!949.229.1516

Advice for a future homeowner?
1. Get a copy of your credit report2. Review your credit, income and assets (401K, checking & savings)3. See what loan you qualify or can affordOC, CA

I own a home with no mortgage and I want a fixed rate HEL should my bank be pushing me to get a HELOC instead?
It depends on each bank, but most bank will offer you a fixed rate on your loan but just a higher rate than HELOC.