van-tage (n); the quality of having a more favorable position

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www.AndywHarris.com

www.VantageMortgageGroup.com

Welcome to Vantage Mortgage Group Inc., your preferred locally owned & operated mortgage brokerage serving Oregon and Washington State.

At VMG, we have the unique ability to compare several lenders on rates and terms for our clients and they pay no broker origination fees. Our company is not bound by limited programs, influenced by corporate lines of credit, special interests or creative sales tactics. We believe working for our clients exclusively and not the bank or correspondent results in more favorable loan terms and a faster closing.

Our licensed Loan Consultants work hard to provide an unmatched level of service, product choice, and customized mortgage planning for each and every client we serve.

VMG specializes in:

* Conventional Conforming Loans
* FHA Loans
* First-time home buyer programs
* VA Loans
* Jumbo Loans
* USDA Rural Development Loans

Vantage Mortgage Group was positioned in Oregon in 2007 to prepare for the biggest change the mortgage industry would ever face. The experience and focus of their leadership allowed them to more accurately predict the future of the primary mortgage market and what would be expected for the years to follow our economic collapse. While many bounced around in fear, or fled to massive corporate banks/branches to avoid licensing requirements and full disclosure, Vantage Mortgage Group stood strong in support of the wholesale lending channel and the local community.

Since established, the predictions of VMG have come to fruition and their clients are reaping the benefits from this vision when entering the marketplace. Currently very few mortgage providers in the US primary market are positioned exclusively under the wholesale operational channel without the influence of credit lines or bank priorities. People are beginning to realize that most residential loans end up in the same secondary marketplace and the originator chosen is vital for both pricing and performance. As a result, VMG has gained a large following by Oregon and Washington consumers. Consumer awareness is growing and with awareness comes the ability to uncover the myths and costs that surround residential mortgage lending.

"Obtaining a new loan for the purchase or refinance of a home is a very important financial decision. We have created a smooth, informative, and stress-free loan processing system we have found to best suit whatever lending climate we are facing. We believe that every client requires our full attention so that no details are missed and loan options are specifically customized for each borrower. Client and business partner testimonials consistently confirm that we are meeting or exceeding our goals in customer satisfaction."

"Low over-head, effective systems, and heightened industry-related education requirements allows our clients the ability to experience more qualified representation at a lower cost."

- Andy W. Harris, President

NMLS # 35986

Equal Housing Lender