what is a condo name
Hi Ranya -The name of the condo is usually the name of the development or the association in charge of managing that group of properties. If I can be of further assistance, please let me know. I am a local lender here in CA and I'd be happy to assist you with any financing questions related to...

what are lowest rates for credit score 685
Hi Clark - Quoting a rate without all the specifics is like asking, ;what's the weather like? Unless you also specify the location and time of year, any answer you get would be correct since temps vary drastically from one location to the next and also by the seasons of the year. What kind of loan are you...

Should I refinance or not?
if your current 5/1 ARM is not interest only, then you're right - the net payment would be almost identical. (This assumes that you purchased the home with 10% down.) However, you'd secure your payment beyond the 5th year since all indications are that rates are likely to increase in the near term. By the...

What can I itemize on a VA loan & VA money & SSID is the only income I have.
You need to talk to a tax professional. Most people who respond here are mortgage professionals.

can i get a fha loan with down payment assistance if im not first time buyer?
Hi Zoe - I am a CA Lender and I have a DPA program that can be tied together with FHA financing. You don't even need to be a 1st time homeowner! The program provides buyers with up to 5% of the 1st loan amount in the form of a GRANT! Grant funds never need to be repaid!!! The program has some guidelines that we...