Home Equity Loan of Line of Credit on Rental Properties in AZ
Thanks for your question. Rates to refinance vary daily. Last week I quoted 2.8%, but today I see rates as low as 2.5%, but most are over 3% - 4%. Your final rate will depend on your credit and condition of the property. I charge 1 point for all services. If you have a friendly banker in Pennsylvania or Arizona, you...

does usda loan cover the closing costs?
Each loan is different. Contact the USDA and see if their loan program will allow you to cover closing costs. I know of other government programs in Pennsylvania which offer funding to help cover closing costs and even home improvements after the loan closes.