FICO credit score of 742, what are my options on refinancing a home?
LOW LOW Rates and a FAST turn around. I can lower your rate MORE than 2%...call me today.

Where can I get the cheapest rate for a new home mortgage?
3.75% 30yr FIXED FHA...need 2 years employment history. only need 3.5% down payment..you can put down more if your looking to lower your monthly payment but i would advise against it. Do you currently pay rent? Call me I can help you close fast!

How long after a bankruptcy has been discharged can a mortgage loan be gotten for a home purchase?
Hi Brad, I have a program that will do a loan 1 year after a BK. Call me.

Where do I find commercial real estate refinance loan for building with office over retail?
We can help at SecurityNational. Contact me

Am I able to do a HARP 2 refinance with my status?
Your current loan-to-value (LTV) ratio must be greater than 80% inorder to qualify for HARP, based on your numbers you are at <68%.You will need to contact me to discuss your options. al@theloanguys.net

Refinancing
if its an FHA loan, 1 year. Conventional loan, 3 or 4 years depending on the reason. This is assuming you have reestablished credit and have made all payments since the BK on time. Hope that helps

Can anyone do better?
Shoot me an email with your number and I'd be happy to discuss this with you.

Harp 2.0 Open Access Question...
I work for a Direct Lender, SecurityNational Mortgage here in Henderson, NV. Our company is in the process of finalizing our agreement to sell our loans directly to Freddie Mac. We have been told that it should happen shortly, I would love to help you when this happens. Because of our direct flow to both...

ING Home Loan-Underwater-Any Options?
At this time there is really nothing to help underwater homeowners like yourself. There are rumblings from the White House about addressing non-Fannie/Freddie underwater loans but currently they are just rumblings.

Pay Back Reverse Mortgage?
If you pay back just the amount the you have received in a lump sum payment or monthly since you got the reverse mortgage then the answer is no. In order to be mortgage free you must pay off the original loan amount + interest. Hope that helps

Who will lend in Nevada under Harp 2.0 when LTV maybe over 125%?
Id be happy to help you with this. Is it a fannie or freddie loan?

Re-fi rental home w LTV less than 70%
SecurityNational Mortgage

How long does it take usually to close a mortgage loan?
I can close your loan in 2-3 weeks once you are in contract on a house. I have in-house underwriting so your file stays in my office. Please call me an we can discuss your options. Al McGhee with SecurityNational Mortgage 702-239-5527. My office is in Henderson corner of warmsprings and stephanie. I look...

I refinanced 14 mos ago to a 15 year FHA loan. FHA streamline eligible?
Please give me a call for a competitive, no obligation rate quote. 800-462-5612, Al McGhee with SecurityNational Mortgage

my husband i want to purchase our 1st home. 150,000 with 30% down bfor 2013 in Fontana California. Would like some help :)
I would be happy to assist you in getting financing. I can have you pre-approved in a matter of minutes. Give me a call or shoot me an email. 800-462-5612 or Al.McGhee@SecurityNational.com

I had a bankruptcy (not a work out) discharged on 6/1/10 - One home was not removed by the bank until 9/11
William is correct in his analysis.

want to go fha but am confused about the mortgage insurance "upfront premium"
It is a 1 time fee that is financed into the loan. There is also a monthly mortgage insurance premium of 1.35% that will be apart of your monthly mortgage payment.If you have good credit i highly recommend a conventional loan due to a much lower mortgage insurance premium which will translate into a lower...